When you have a plan you can relax!
Apply
The first step for anyone is to complete an application and get preapproved.
Understand
Knowing which programs you are approved for helps you understand your options.
Decide
When you understand your options, you can make smart decisions quickly.
Submit
When you decide on the best home, you can submit your offer with confidence.
Close
Take the anxiety out of closing day with an offer that's as good as cash.
Options are great to have, and even better if you understand them!
Loan Estimate (LE)
A Loan Estimate tells you important details about a mortgage loan you have requested. Use this tool to review your Loan Estimate to make sure it reflects what you discussed with the lender. If something looks different from what you expected, ask why. Request multiple Loan Estimates from different lenders so you can compare and choose the loan that's right for you.
Closing Disclosure (CD)
A Closing Disclosure is a five-page form that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).
Learn More
Within 3 days of applying for a loan your lender will send you a Loan Estimate.
At least 3 days before closing your lender will send you a Closing Disclosure.
